Take Control of Your Workers’ Comp Costs Through Expert Claims Management
Stand out among the 6,000+ self-insured employers by having certified claims teams, in-house or out-sourced
Calculate Your SavingsAnd if you don’t develop your claims staff?
The Self-Insurance Challenges You Face Daily
As a self-insured employer, you bear 100% of the financial risk while managing complex compliance requirements
Delays in Case Management
Delays in case management can lengthen return-to-work time by up to 50% and increase payers’ costs by over 30%
Aging Workforce Impact
Workers aged 60 and older incur workers’ compensation claim costs approximately 140% higher than those aged 18–24, and their recovery periods (indemnity durations) are notably longer—on average by about nine days.
Medical Inflation Pressure
Recent data show that healthcare spending rose by 7.5% in 2023, and is expected to grow at approximately 5.6% annually through 2032 – an accelerating trend that directly affects self‑insured employers’ liabilities.
Wage Inflation Impact
Employer compensation costs averaged $47.92 per hour in March 2025, and overall compensation costs rose 3.6% over the preceding year—pressures that are likely to contribute to higher indemnity costs.
Mental Health Claims
States tracked 64 bills related to workers’ comp mental health coverage, with PTSD presumptions expanding rapidly.
Compliance Complexity
Each state has unique requirements, with penalties up to $5,000 or 25% of benefits for delayed payments.
Your Path to Superior Claims Outcomes
Transform your claims operation into a competitive advantage with our specialized training
Control Total Costs
An early intervention approach can save up to 40% of the costs associated with work comp claims
Accelerate Recovery
RPsychosocial Risk Factors Delay Return to Work (RTW) by 30–40%
Improve Cash Flow
Better claims management means more predictable costs and improved financial planning
Reduce Litigation
Proper initial handling and communication prevents attorney involvement and associated costs
Why Self-Insured Employers Choose Our Training
Specific advantages that directly impact your bottom line and employee outcomes
Direct Cost Control
Unlike traditional insurance where you pay fixed premiums, your trained team directly controls claim costs, reserves, and settlement decisions – putting you in the driver’s seat of your workers’ comp spend.
Faster Decision Making
No waiting for insurance adjuster approvals. Your trained team makes immediate decisions on treatment, return-to-work, and settlements, reducing claim duration by weeks.
Culture Alignment
Your claims team understands your company culture, workforce, and operations – leading to better communication with injured workers and 30% higher satisfaction scores.
Data Ownership
100% access to your claims data enables trend analysis, predictive modeling, and targeted safety improvements that prevent future injuries.
Competitive Advantage
Lower workers’ comp costs mean more competitive pricing, better profit margins, and the ability to attract top talent with superior benefits.
Comprehensive Training for Self-Insured Success
Programs designed specifically for claims teams managing self-insured programs
Self-Insurance Fundamentals
- Financial requirements and reserves
- State certification maintenance
- Excess insurance coordination
- Regulatory reporting obligations
Claims Management
- First report of injury protocols
- Three-point contact programs
- Investigation best practices
- Reserve setting strategies
- Settlement authority guidelines
- Subrogation recovery maximization
Medical Cost Control
- Utilization review implementation
- Pharmacy benefit management
- Case management protocols
- Fee schedule navigation
Return-to-Work Excellence
- Early intervention strategies
- Modified duty programs
- Stay-at-work initiatives
- Physician partnerships
Compliance Mastery
- Multi-state requirements
- Medicare Set-Aside compliance
- Privacy and HIPAA rules
- Penalty avoidance strategies
Analytics & Prevention
- Claims trend analysis
- Root cause identification
- Predictive modeling basics
- Safety program integration
- Benchmarking methodologies
- ROI measurement tools
Ready to Maximize Your Self-Insurance Savings?
Let’s calculate your potential savings and design a training program for your team
Meeting Self-Insurance Requirements Nationwide
Our programs help support self-insured employers in all states,
and improve outcomes for both workers and the bottom line.
