Citations

— Positive claims experience & RTW likelihood (84.3% vs. 64.9%): national study of 10,946 injured workers. (BioMed Central)
— Attorney involvement increases costs (WCRI 2024) and lost time/expenses (industry summary of WCRI findings). (wcrinet.orgHealthesystems)
— Communication gaps (delays/denial signals) drive attorney hires; clear, plain-language contact reduces disputes (JLARC citing WCRI). (Washington State Legislature)
— Empathy-centered communication associated with 20–50% lower claim costs (industry analysis). (workerscompensation.com)
— Typical cost of turnover: 0.5–2× annual salary (Gallup). (Gallup.com)

  1. https://www.ncci.com/Articles/Pages/AU_SOTL-Report-Metrics-Shows-WC-System-Remains-Strong.aspx
  2. https://www.ncci.com/SecureDocuments/SOLGuide_2025.html
  3. https://www.reinsurancene.ws/us-pc-insurance-to-see-5-premium-growth-in-2025-despite-16bn-in-reserve-additions-swiss-re
  4. https://riskandinsurance.com/workers-comp-stays-profitable-in-2024-despite-lower-premiums-and-rising-claim-severity