The First 24 Hours – What is Claims Triage with AI + HI™

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A Foundational Introduction to Triage, AI, and Why This Transformation Matters.

This article breaks down exactly how AI triage works in workers’ comp, real-world use cases across stakeholders, ethical guardrails every professional should understand, and why AI + HI™ is the future of our industry.

Let’s start by demystifying the concept at the heart of it all: triage.

What Is Triage? Triage (pronounced tree-ahzh) is the process of assessing, prioritizing, and sorting cases based on urgency, severity, complexity, or risk, so that the right resources can be allocated at the right time to achieve the best possible outcomes.

In the Workers’ Compensation Context: In workers’ compensation, claims triage refers to the early evaluation of a reported injury or illness to determine:

  • How severe is the injury?
  • What kind of care or investigation is needed?
  • Is this a fast-track, standard, or high-risk claim?
  • Are there signs of complexity (e.g., comorbidities, delayed recovery, litigation potential, or fraud)?

Triage isn’t just a medical term anymore; it’s a strategic front-line tool in claims management. And now, powered by AI, we can do it faster, more consistently, and with greater insight than ever before.

What Is AI Triage?  AI triage in workers’ compensation is the automated early assessment of a claim using technologies like machine learning, natural language processing, and predictive analytics. These tools analyze structured and unstructured data, such as injury descriptions, claim history, job roles, jurisdictional rules, and treatment codes, to classify claims as:

  • Simple – suitable for expedited handling or telehealth
  • Moderate – requiring a standard investigation path
  • Complex – involving red flags, psychosocial barriers, comorbidities, or litigation risk

This classification allows professionals to prioritize high-risk cases, accelerate low-risk approvals, and intervene early to reduce costs and improve outcomes. But automation alone is never enough. That’s where HI™, Human Intelligence, makes all the difference.

Why AI + HI™ Is the Future: AI + HI™ isn’t just a tech trend, it’s a new standard for excellence. AI brings scale, speed, and data-driven accuracy, while humans bring judgment, empathy, and ethical discernment.

Together, they redefine what’s possible:

  • AI flags potential red flags in a claim.
  • A human adjuster contextualizes the risk and applies jurisdictional nuance.
  • Legal and clinical professionals ensure compliance, equity, and integrity at every step.

The result? Smarter claims decisions made faster, with less error, and more fairness for all parties involved.

The Cost of Inaction: When we ignore AI-enabled triage, or delay its ethical implementation, we keep:

  • Delaying care and risking complications
  • Overburdening adjusters with manual tasks
  • Missing fraud or risk signals buried in data
  • Increasing costs through reactive litigation and medical escalation

With AI + HI™, we transform the first 24 hours from a passive intake to a strategic, insight-driven opportunity to guide each claim toward the best possible outcome.

Coming Up Next:  In Article 2, we’ll explore the actual mechanics behind AI-powered triage:  AI Triage Explained – What Happens in the First 24 Hours of a Claim. We’ll unpack how data flows, decisions are triggered, and how automation and humans collaborate in real-time to accelerate recovery and reduce litigation risk.

The MedLegal Professor’s Insight™:  The future isn’t human or machine, it’s smarter when we combine both.  AI + HI™ empowers us to act faster, think deeper, and serve better. This isn’t just about innovation. It’s about restoring dignity and purpose to every role in the system, and every claim that passes through it.

Let’s Connect & Build the Future of Work Comp Together  Nikki@MedLegalProfessor.AI

Together, let’s shape the future of workers’ compensation, where law, medicine, and technology unite for a smarter, more efficient system. Technology evolves, but knowledge endures.

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