Maximizing Workers’ Compensation Claims Management with a Medical Director

"Call the doctor and let them know if we are going to authorize the surgery," said a Claims Supervisor to an examiner on the job four-days (who had only one physiology semester in high school). "I have never made a medical decision in my entire career," said a California WCAB Presiding Judge who had ordered the approval of the fourth back surgery when the consulting physician said the surgery was "inappropriate." I have seen…

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The Vital Importance of Integrity in Job Applications for Workers’ Compensation Adjusters

This article was written by someone who wishes to remain anonymous to make an important point about honesty in the job application process. With an earnest desire to join the workers’ compensation ecosystem, an adjuster without work comp experience may feel the need to embellish their qualities to secure an interview. That is the wrong initial step to take into an industry that requires honesty. Ultimately, the knowledge / experience…

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Overcoming Kinesiophobia in Injured Worker Rehabilitation: Understanding the Role of Pain

In the world of workers' compensation, there is always so much to learn about injury and treatment. Many claims examiners may assume they understand medicine, but it took me four decades within the system before I learned about Kinesiophobia. Once introduced to this concept, I was amazed at how well it explained some of the barriers that injured workers face during their journey to recovery from work-related injuries. It also…

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Streamlining Workers’ Compensation: Effective Strategies for Swift Resolutions

Whenever you are handling a claim, something issues, problems are simply not avoidable. However, there are a few steps to take that can minimize your more problematic files. With elimination of these issues, you should be able to reach file conclusion more swiftly.  Several points to keep in mind from the outset of the claim. Communicate frequently, effectively and in as much a comprehensive manner ss possible. If you cannot…

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Doctor Google, Chat GPT, and Nurse Large Language Model: A Medical Fairy Tale

Once upon a time in the realm of medical care, a curious phenomenon emerged – the emergence of "Doctor Google" and his faithful sidekick, "Doctor Confirmation Bias." Many treating physicians found themselves confronted by patients who had already consulted the omniscient Doctor Google and received a diagnosis confirmed by the ever-loyal Doctor Confirmation Bias. The trouble with Doctor Google? He had a penchant for offering a menu of diagnoses, leaving…

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Life is Not Fair

If you say life is not fair, you are absolutely correct. It never has been and never will be. That statement implies helplessness, frustration, and uncertainty. It also implies an unpredictable future. Whether you shake your metaphorical fist at yourself, others or God, this statement indicates you’re at a crossroads. What typically comes before or after that observation is a simple but complicated two words: Why me? If you're an…

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Navigating the Complex Nexus of Rising Health Insurance Costs and Workers’ Compensation

The cost of health insurance in the United States has been rising steadily for decades. In 2021, the average annual premium for employer-sponsored health insurance was $7,739 for single coverage and $22,827 for family coverage. These costs are surpassing wage growth, meaning that workers are devoting a greater portion of their income to health insurance. As noted in the September 8 Wall Street Journal, the growth of health insurance costs…

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The Challenge of Managing ‘Unreasonable Demands’ from Customers

In the realm of business, navigating the complexities of customer interactions often involves confronting the challenge of managing 'unreasonable demands.' These demands can manifest in various forms, ranging from unrealistic timelines and requests that fall outside contractual agreements to actions that pose ethical or legal dilemmas. Today, service companies often possess greater knowledge than their customers regarding operational, legal, and ethical considerations within their industry. How service companies respond to…

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WRP In Action: The Ripple Effects of an Investment in Training

I’d like to introduce you to a rock star coach. No, not Andy Reid or Kyle Shanahan. “Coach” Keisha Dewey-Sanders, Claims Operations Supervisor at LWCC and the individual responsible for incorporating a Workers’ Recovery Professional (WRP) mindset into the onboarding process of new and recent hires. This is the story of how someone with a vision and empowered to execute it can create a lasting impact in an organization. LWCC…

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Home Based Injuries

The good news is the pandemic is over. The better news is that a large number of the working population, particularly those in the non-retail, non-manufacturing areas, have enjoyed an expanding role in terms of working from home (WFH). Working from home has been established as a significant equalizer in the work/life balance parameters among today’s service sector employees.  It is a frequent news story noting that many larger employers…

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